X0508 4 2026-03-11 0 0001547903 NMI Holdings, Inc. NMIH 0001052831 SHUSTER BRADLEY M C/O NMI HOLDINGS, INC. 2100 POWELL STREET 12TH FL. EMERYVILLE CA 94608 1 1 0 0 Executive Chairman 0 Common Shares, $0.01 par value per share 2026-03-11 4 M 0 55158 11.10 A 470569 D Common Shares, $0.01 par value per share 2026-03-11 4 F 0 36182 0 D 434387 D Common Shares, $0.01 par value per share 2026-03-12 4 S 0 18976 36.5803 D 415411 D Common Shares, $0.01 par value per share 47150 I By Shuster Family Trust, of which Mr. Shuster and his wife are co-trustees and beneficiaries Stock Option (right to buy) 11.10 2026-03-11 4 M 0 55158 0 D 2027-02-09 Common Shares, $0.01 par value per share 55158 110314 D Represents shares withheld to satisfy the cashless exercise of certain options granted to the Reporting Person on February 9, 2017 at a net settlement price equal to the closing stock price on March 11, 2026, and withholding taxes due in connection with the exercise of such options. The option vested in full on February 9, 2020. The common stock was sold by the Reporting Person in a series of open market transactions at a weighted average sale price of $36.5803. The range of sale prices on the transaction date was $36.31 to $36.81. The Reporting Person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price. Represents 363,130 common shares and 52,281 unvested restricted stock units. The option vested in full on February 9, 2020. /s/ Augustin Joo, as Attorney-in-Fact 2026-03-12