X0508 4 2025-12-31 1 0001005817 TOMPKINS FINANCIAL CORP TMP 0001974256 Anderson Johanna B PO BOX 460 ITHACA NY 14851 1 EVP, President TCB CNY 0 Common Stock 2025-12-31 4 D 0 2405 0 D 295.556 D Common Stock - 401k/esop 41.767 I by ESOP Phantom Stock Common Stock 1402.932 1402.932 D Ms. Anderson's employment with the Company ended on December 31, 2025. Disposition of shares to the Issuer due to forfeiture of restricted stock. Each share of phantom stock is the economic equivalent of one share of common stock. Phantom stock represents deferred stock compensation under the Amended and Restated Retainer Plan for Eligible Directors of Tompkins Financial Corporation and its Wholly-Owned Subsidiaries. These shares are held in a rabbi trust pending distribution upon the occurrence of certain events specified in the Plan. The reporting person has no voting or investment power over the shares prior to such distribution. /s/ Cynthia M. Manuele, attorney-in-fact for Ms. Anderson 2026-01-05