<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <!-- Field: Pseudo-Tag; ID: Name; Data: Dos Santos Bruno Constantino Alexandre -->
          <cik>0002117047</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001787425</issuerCik>
      <issuerName>XP Inc.</issuerName>
      <secFileNumber>001-39155</secFileNumber>
      <issuerAddress>
        <com:street1>20, Genesis Close</com:street1>
        <com:street2>Grand Cayman</com:street2>
        <com:city>George Town</com:city>
        <com:stateOrCountry>E9</com:stateOrCountry>
        <com:zipCode>KY-1-1208</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>55-11-3075-0429</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Dos Santos Bruno Constantino Alexandre</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Class A common shares</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>UBS Financial Services Inc.</name>
        <address>
          <com:street1>UBS International Division</com:street1>
          <com:street2>1285 Avenue of the Americas, 19th Floor</com:street2>
          <com:city>New York</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10019</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>123257</noOfUnitsSold>
      <aggregateMarketValue>2413885.62</aggregateMarketValue>
      <noOfUnitsOutstanding>415368323</noOfUnitsOutstanding>
      <approxSaleDate>09/16/2026</approxSaleDate>
      <securitiesExchangeName>NGSM</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Class A common shares</securitiesClassTitle>
      <acquiredDate>02/26/2026</acquiredDate>
      <natureOfAcquisitionTransaction>Shares received by Ganesha LLC as consideration for its exit from XP Control LLC. Bruno Constantino Santos serves as manager of Ganesha LLC and beneficially owns Ganesha LLC through an irrevocable trust that holds interests in Ganesha LLC.</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>XP Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>1623257</amountOfSecuritiesAcquired>
      <paymentDate>02/26/2026</paymentDate>
      <natureOfPayment>Shares issued to Ganesha LLC in exchange for its equity interest in XP Control LLC.</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>09/17/2026</noticeDate>
      <signature>/s/ Dos Santos Bruno Constantino Alexandre</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
