X0609 4 2026-05-23 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001333283 Wertz Gwendolyn false 3756 CENTRAL AVENUE RIVERSIDE CA 92506 0 1 0 0 Senior Vice President 0 Common Stock PAR Value $0.01 2026-05-23 4 F 0 1853 17.23 D 18684 D Common Stock PAR Value $0.01 8207 I By ESOP Represents shares withheld by the issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock. The ownership of 18,684 shares include 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026, and 4,500 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vests on May 23, 2028. /s/Gwendolyn Wertz 2026-10-07